Four documents you open yourself, in fifteen minutes

First: the licence number, in the register of whoever issued it

Start at the footer of the house's site, which is where the number usually sits. Copy the whole number, without spaces.

Then open the register of the authority cited — not the house's site — and search for it.

Three things matter in that lookup: whether the registration appears, which company it was issued to, and what status is recorded. The company name is almost never the site's name, and that is not the part that should alarm anyone. What should catch your eye is the registration not appearing, or appearing with a status different from the one announced. How the numbers split between authorities and formats is in the foreign licence.

Second: the country list, searched two ways

In the house's terms, look for the eligibility or restricted-countries section. It is rarely at the start, and sometimes appears only in the anti-money-laundering policy.

Search for the country's full name. Then search for the two-letter code, separately.

That second search is the step most people skip, and it is the one that changes the result most: some texts list codes only, and in those a name search returns nothing. If you find the country, the reading is over for that house. If you do not, note the size of the list too, because a list of two hundred names and a list of forty say different things, as who accepts Brazil shows.

Third: the identity clause, with the number beside it

In the same document, look for the section dealing with identification and documents.

Two questions settle that reading: is there a written amount, and is there a deadline for responding to the request.

Note the clause number alongside whatever you find. An amount with no clause is impossible to check later, and a clause with no amount is already information: it means the decision sits entirely on the house's side. Among a hundred brands, five write an amount, and the arithmetic is in identity verification.

Fourth: the limits clause, always with the period

Still in the terms, look for the withdrawals and limits section.

The amount alone is no use. The period has to be beside it, because four thousand a day and seven thousand five hundred a week are not on the same scale.

Note the currency the figure is written in too, because it will not be reais. If the clause exists and carries no amount, note that as well: it is what happens at one of the ten houses compared here. The full ruler is in withdrawals and limits.

What to note, beyond the content

One field matters more than any of the four above, and almost nobody records it: the date.

A document changes without notice, and an August reading does not answer for December.

Note the day you opened each text, beside what you copied. That is what lets you know, months later, whether a difference between your note and the page is your error or the house's change. Every figure on this site carries that date for the same reason, as the methodology explains.

Where this reading stops answering

It is worth knowing the size of what it does not reach, so as not to trust it too far.

It does not say whether a withdrawal will be paid, or how fast. It does not say what support is like. It does not say whether the house will apply its own clause the way it wrote it. No public document answers that, and whoever answers from experience is describing one case, not a rule.

Reading a contract is not the same as enforcing one.

What the reading delivers is the frame: who signs, what is promised in writing, and where the steps are. The inventory of what stayed outside, field by field, is in what the table does not say.

When two sources disagree

It happens often, and there is a simple order of priority.

The authority's register outranks the house's footer, because one is what the body says and the other is what the company says about itself. The text of the terms outranks the promotions page, because one is a contract and the other is an advertisement. And either of those outranks this site or any other like it.

In that order, without exception.

If what you find contradicts what is written here, the document is right. The frame of the rules that apply in Brazil, which is not to be confused with any of these readings, is in two lists of requirements.

Questions about the check

The answers below apply to any house, not only the ten in this table.